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Notice of your Financial Privacy Rights We, our, and us, when used in the notice, mean Citizens Bank. This is our privacy notice for our customers. When we use the words “you” and “your” we mean the following types of customers: · Our consumer customers who have a continuing relationship by purchasing or holding financial products or services such as a(n): o Deposit account o Loan account o Safe deposit box o Self-directed Individual Retirement Account · Former customers
We will tell you the sources of the information we collect about you. We will tell you what measures we take to secure that information.
We first define some terms. · Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records. Hereafter, we will use the term “information” to mean nonpublic personal information as define in this section. · An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control. · A nonaffiliated third party is a person we do not employ or a company that is not an affiliate or ours. This is also known a nonaffiliated third party, or simply, an “other party.”
The information we collect We collect information about you from the following sources: · Information you give us on applications or other forms. · Information about your transactions with us. · Information about your transactions with other parties. · Information from a consumer reporting agency.
The confidentiality, security, and integrity of your information We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to protect this information.
Your information and other parties We will not disclose information about you to anyone except as disclosed in this policy or as permitted by law. Examples of this might include disclosures necessary to service your account or prevent unauthorized transactions. Information about former customers We have the same policy about disclosing information about former customers as we do about current customers.
Authorize sharing – joint marketing We may disclose the following information to other financial institutions with whom we have joint marketing agreements such as information you give us on an application or other forms, such as: o Name o Address We disclose the information listed about with other financial institutions with whom we have joint marketing agreements. You do not have a right to opt out of the disclosure of this information.
Types of Businesses We may disclose information pursuant to joint marketing agreements to the following types of businesses – Financial service providers, such as Insurance companies.
Reasons for disclosing We may disclose information about you to other financial institutions with whom we have joint marketing agreements to provide you with information about additional products and services.
Citizens Bank 600 North Broad Street, Cairo GA 39828 Member FDIC |
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Citizens Bank is a Georgia State chartered bank. Equal Housing Lender. Member FDIC. The FDIC's basic insurance limit has been raised to $250,000 per depositor. Citizens Bank is also participating in the FDIC's Transaction Account Guarantee Program. Under the program, through December 31st, 2010, all non- interest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules. For more information contact the FDIC toll-free at 1-877-275-3342 from 8:00 a.m. until 8:00 p.m. ET.
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